• You must be at least 18 years old and legally able to enter into binding contracts in your jurisdiction.
• By using the Platform, you represent and warrant that you meet these requirements.

• We may update these Terms from time to time. Changes will be posted with a new "Last updated" date.
• Where required by law, we will notify you. Your continued use of the Platform after such changes signifies acceptance.

• To use certain features, you must create an account and provide accurate, complete information.
• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

• Consent to Receive Messages: By providing your mobile phone number and opting in, you consent to receive SMS or MMS messages from PentPort, including transactional messages, account alerts, security notifications, product updates, and promotional or marketing communications.
• Autodialed & Automated Messages: Messages may be sent using automated technology or prerecorded content. Consent to receive SMS messages is not a condition of using the Platform.
• Message Frequency: Message frequency will vary based on your account activity, preferences, and engagement with the Platform.
• Opt-Out: You may opt out of SMS messages at any time by replying STOP to any message. After opting out, you may receive a final confirmation message. To re-enroll, follow the opt-in instructions provided on the Platform.
• Help & Support: For assistance, reply HELP to any message or contact us at [email protected].
• Message & Data Rates: Standard message and data rates may apply according to your mobile carrier plan. PentPort is not responsible for any charges imposed by your carrier.
• Carrier Disclaimer: Mobile carriers are not liable for delayed or undelivered messages.
• Eligibility: SMS services are available only to users with U.S. mobile numbers and may not be supported by all carriers or devices.
• Marketing Preferences: You may manage your communication preferences through your account settings where available. Opting out of marketing messages does not affect receipt of essential transactional or security-related messages.
• Privacy: Information collected in connection with SMS communications is handled in accordance with our Privacy Policy and is not sold or shared for third-party marketing purposes.

• We collect trade-related data such as ticker symbols, prices, timestamps, volumes, and metadata.
• This data is used to generate analytics (e.g., Pair IQ), improve performance, and conduct research.
• By using the Platform, you consent to our collection and use of your trade data, as outlined in our Privacy Policy.
• We may share aggregated or anonymized data with third parties, including for commercial purposes. You may opt out at any time.

• Do not add the same symbol or pair more than once — this may disrupt order matching and data accuracy.
• Removing a symbol or pair does not close open positions. You must manually manage and close your trades.
• Analytics and tools such as Pair IQ are for informational purposes only and do not constitute financial advice.

• We are not registered financial advisors or broker-dealers. Content is informational only.
• Pair trading and related strategies carry risk, including potential total loss of capital. You trade at your own risk.
• To the extent permitted by law, we are not liable for indirect, incidental, or consequential damages. This does not exclude liability for gross negligence or fraud.

• All content, trademarks, logos, designs, software, interfaces, text, graphics, and other materials on the Platform are owned by or licensed to PentPort, except for user content or third-party content made available through the Platform.
• You may not copy, modify, distribute, scrape, sell, lease, reverse engineer, create derivative works from, or otherwise exploit the Platform or its content without our express written permission, except as permitted by law.
• You represent and warrant that any content you upload, post, submit, link to, or otherwise make available through the Platform is owned by you or that you have all rights, licenses, permissions, and consents necessary to make that content available.
• We respect intellectual property rights and may remove or disable access to content alleged to infringe copyrights, trademarks, publicity rights, privacy rights, or other legal rights.

PentPort is committed to processing copyright infringement notices in accordance with the Digital Millennium Copyright Act and other applicable intellectual property laws. PentPort’s public DMCA.com compliance statement for pentport.com is available at https://www.dmca.com/compliance/pentport.com.

If you believe content on the Platform infringes your copyright, please send a written DMCA notice to PentPort’s designated copyright contact. Your notice should include substantially the following information:

• Your physical or electronic signature, or the signature of a person authorized to act on behalf of the copyright owner.
• Identification of the copyrighted work or works claimed to have been infringed.
• A description of the material you claim is infringing and enough information for us to locate the material on the Platform, including the applicable URL where available.
• Your name, mailing address, telephone number, and email address.
• A statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, the owner’s agent, or the law.
• A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

DMCA notices should be sent to:

After receiving a compliant notice, PentPort may remove or disable access to the allegedly infringing content, forward the notice to the user who posted the content, and take reasonable steps to notify that user that the content has been removed or disabled. PentPort may disable or terminate accounts of repeat infringers where appropriate.

If your content was removed or disabled because of a copyright notice and you believe the removal was a mistake or misidentification, you may send a written counter-notification to the same contact listed above. Your counter-notification should include substantially the following information:

• Your physical or electronic signature.
• Identification of the material that was removed or disabled and the location where it appeared before removal or disabling.
• A statement, made under penalty of perjury, that you have a good-faith belief that the material was removed or disabled as a result of mistake or misidentification.
• Your name, mailing address, telephone number, and email address.
• A statement that you consent to the jurisdiction of the judicial district in which you are located, or of any judicial district in which PentPort does business, and that you will accept service of process from the complaining party or that party’s agent.

Upon receipt of a valid counter-notification, PentPort may provide a copy to the original complaining party and may restore the removed material or cease disabling access to it in accordance with applicable law, unless the complaining party first notifies us that it has filed an action seeking a court order to restrain the user from engaging in the allegedly infringing activity.

• We may suspend or terminate your access if you violate these Terms or misuse the Platform.
• Where possible, we will provide notice. Upon termination, all rights granted to you under these Terms will cease immediately.

• These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-laws principles.
• Any disputes will be resolved in state or federal courts located in Richmond, Virginia, unless otherwise required by applicable law.

• Severability: If any part of these Terms is held unenforceable, the rest remains in effect.
• Entire Agreement: These Terms, along with our Privacy Policy, form the entire agreement between you and PentPort.
• Contact: Questions? Email us at [email protected].

• Account Information: Name, email address, login credentials, phone number where provided, and other information you provide when creating or managing an account.
• Trade Data: Ticker symbols, execution timestamps, order sizes, prices, positions, rankings, competition activity, and related metadata submitted through or generated by the Platform.
• Technical, Device, and Usage Information: IP address, browser type, device type, operating system, referring URLs, pages viewed, links clicked, session activity, approximate location derived from IP address, cookie identifiers, advertising identifiers, and similar online identifiers or event data.
• Communications and Support Information: Messages, support requests, feedback, and other information you send to us.
• Legal, Safety, and Verification Information: Information reasonably necessary to investigate fraud or abuse, enforce our rules, verify eligibility, comply with law, or protect users and the Platform.

We use cookies, pixels, tags, scripts, and similar technologies to operate the Platform, understand how users interact with it, measure marketing performance, improve our services, prevent abuse, and support advertising or retargeting where permitted.

• Google Tag Manager: We use Google Tag Manager to manage website tags and scripts, including analytics and marketing tags.
• Google Analytics: We may use Google Analytics to measure traffic, page views, feature usage, referrals, user journeys, conversions, and other aggregated or event-based analytics.
• Meta Pixel: We may use Meta Pixel to measure ad performance, understand visits and conversions, build or measure audiences, and support advertising or retargeting across Meta services.
• Similar technologies: We may use comparable analytics, advertising, fraud-prevention, and performance tools that collect or receive technical, device, usage, cookie, or event data.

These technologies may allow third-party analytics or advertising partners to collect or receive information from the Platform and from your browser or device, including online identifiers, IP address, cookie data, URLs, referrer information, page-view data, interaction data, and event data. These partners may use that information according to their own policies and our applicable agreements with them.

• To operate, maintain, secure, and improve the Platform.
• To create and manage accounts, authenticate users, provide support, and communicate with you.
• To generate analytics and insights, including tools such as Pair IQ.
• To administer competitions, maintain leaderboards, determine eligibility, investigate suspicious activity, and enforce rules.
• To measure traffic, product performance, marketing effectiveness, conversions, and feature usage.
• To personalize content, improve user experience, and develop new features.
• To conduct internal research, analytics, troubleshooting, and performance monitoring.
• To prevent fraud, spam, abuse, security incidents, and violations of our Terms or policies.
• To comply with legal obligations, respond to lawful requests, enforce agreements, and protect the rights, safety, and property of PentPort, users, and others.

We do not sell your name, email address, phone number, login credentials, or account content to data brokers for money. However, some privacy laws define “sale,” “sharing,” or “targeted advertising” broadly. Under those laws, our use of analytics, advertising, pixels, cookies, and similar technologies may be considered a sale or sharing of personal information, or processing for targeted advertising, even when no money changes hands.

• Analytics and Advertising Partners: We may disclose or make available technical, device, usage, cookie, advertising, and event data to partners such as Google Analytics, Google Tag Manager, Meta Pixel, and similar vendors for analytics, measurement, advertising, retargeting, attribution, and service improvement.
• Service Providers and Contractors: We may share information with vendors that help us host, operate, secure, analyze, communicate, support, or improve the Platform.
• Aggregated or De-Identified Trade Data: We may share aggregated, anonymized, or de-identified trade data with third parties for analytical, academic, research, product-development, or commercial purposes.
• Legal and Safety: We may disclose information where required by law, legal process, or government request, or where we believe disclosure is necessary to protect users, PentPort, the Platform, or the public.
• Business Transfers: We may disclose or transfer information in connection with a merger, financing, acquisition, reorganization, bankruptcy, sale of assets, or similar corporate transaction.

Opting out of sale, sharing, or targeted advertising does not prevent us from using information for security, fraud prevention, service delivery, internal analytics, legal compliance, or other purposes permitted by law.

Depending on your jurisdiction, you may have rights to access, know, correct, delete, port, restrict, or opt out of certain uses or disclosures of your personal information. These may include the right to opt out of the sale or sharing of personal information, targeted advertising, or certain profiling where applicable.

• To exercise privacy rights, contact us at [email protected].
• To opt out of sale, sharing, or targeted advertising, email [email protected] with the subject line “Do Not Sell or Share My Personal Information.”
• You may also control some cookies and tracking technologies through your browser settings, device settings, third-party privacy settings, or opt-out preference signals where supported.
• We may need information to verify your request, identify the account or browser/device information related to your request, and respond as required by law.
• We will not discriminate against you for exercising privacy rights.
• Because the Platform is intended for users who are at least 18 years old, we do not knowingly sell or share personal information of users under 16.

• We retain personal information only as long as reasonably necessary for the purposes described in this policy, including account operation, legal compliance, dispute resolution, security, fraud prevention, competition administration, enforcement, analytics, and legitimate business needs.
• We use reasonable technical, organizational, and administrative safeguards designed to protect information from unauthorized access, loss, misuse, alteration, or disclosure.
• No system is completely secure, and we cannot guarantee that information will be secure in all circumstances.
• We may retain aggregated, anonymized, or de-identified information for research, analytics, product development, and business purposes where permitted by law.

• If you have questions, privacy requests, or opt-out requests, contact us at [email protected].
• Copyright infringement notices should be sent according to the DMCA Copyright Infringement Takedown Policy in our Terms of Service.

This policy applies to all content and communications on PentPort, including usernames, display names, profile photos, bios, posts, comments, direct messages, uploads, videos, images, audio, links, attachments, thumbnails, livestreams, group names, and AI-generated or edited media.

It also applies to attempts to use PentPort to coordinate, promote, distribute, monetize, or redirect users to prohibited content or prohibited conduct.

You may use PentPort only for lawful, non-abusive, non-exploitative purposes. You are solely responsible for the content you upload, post, send, link to, or otherwise make available through the platform.

The fact that content appears on PentPort does not mean it is allowed. PentPort may act when prohibited material comes to our attention even if it was not detected immediately.

PentPort is not an adult-content platform. Sexually explicit and sexually exploitative content is prohibited.

• Pornography: Content primarily intended for sexual arousal or gratification is not allowed.
• Sexually explicit media: Images, videos, illustrations, edited media, or close-ups depicting sexual activity are prohibited.
• Sexualized nudity: Nudity or near-nudity presented in a sexualized way is prohibited.
• Solicitation: Requests for sexual content, offers to exchange sexual material, or promotion of sexual services are prohibited.
• Sexual exploitation: Voyeuristic content, coercive sexual material, blackmail, extortion, or pressure to provide intimate images is prohibited.
• Manipulated sexual media: Deepfakes or edited intimate content involving a real person are prohibited.
• Off-platform redirection: Using PentPort to promote, route users to, or market explicit sexual content elsewhere is prohibited.

PentPort has zero tolerance for child sexual exploitation, grooming, endangerment, abuse, or sexualization of minors.

• Any sexual content involving a minor, or a person presented as a minor, is strictly prohibited.
• Any grooming behavior, sexual requests involving minors, or attempts to contact minors for sexual purposes are prohibited.
• Any content that encourages, normalizes, depicts, glorifies, or facilitates child exploitation is prohibited.
• Attempts to evade child-safety rules using coded language, fictional framing, edited media, or suggestive presentation are prohibited.

PentPort may preserve evidence, report apparent violations to appropriate organizations or law enforcement, and permanently disable accounts involved in child-safety violations.

You may not use PentPort to target, degrade, intimidate, or endanger other people.

• Harassment: Bullying, stalking, repeated unwanted contact, humiliation campaigns, or abuse are prohibited.
• Threats: Threats of violence, sexual violence, serious harm, or intimidation are prohibited.
• Hateful conduct: Content targeting people based on protected characteristics or severe vulnerability is prohibited.
• Doxxing: Sharing private or identifying information without authorization is prohibited.
• Self-harm promotion: Encouraging self-harm, suicide, or dangerous acts against oneself or others is prohibited.
• Extortion and coercion: Blackmail, intimidation, and coercive attempts to control or silence others are prohibited.

PentPort prohibits content that promotes, facilitates, celebrates, or meaningfully supports serious harm, abuse, or illegal activity.

• Graphic violence, gore, torture, or cruelty shared to shock or glorify suffering.
• Content supporting terrorism, extremist violence, or organized violent wrongdoing.
• Instructions or coordination for serious criminal conduct, trafficking, exploitation, or violent acts.
• Unlawful sexual conduct, coercive abuse, or use of PentPort to exchange clearly illegal material.

PentPort may remove such content without notice and may cooperate with lawful investigations or urgent safety matters.

Respect other people’s privacy and legal rights.

• Do not post or threaten to post home addresses, private phone numbers, personal email addresses, government IDs, financial account information, or other sensitive personal data.
• Do not disclose private images, recordings, or conversations in a way that violates privacy or safety expectations.
• Do not impersonate individuals or mislead others about your identity, affiliation, or authority.
• Do not use PentPort to stalk, track, monitor, or target someone without consent.

PentPort may not be used for scams, manipulation, or deceptive schemes.

• Phishing, credential theft, account takeover attempts, or deceptive requests for money or sensitive information are prohibited.
• Spam, mass unsolicited promotion, fake engagement, or deceptive redirection are prohibited.
• Fraudulent offers, false endorsements, fake giveaways, fake support accounts, and misleading impersonation are prohibited.
• Coordinated abuse, fabricated identities, or bot-driven deception intended to manipulate users or platform activity are prohibited.

You may not use PentPort to interfere with the service, bypass safeguards, or distribute harmful material.

• Malware, spyware, malicious scripts, exploit tools, or harmful files are prohibited.
• Attempts to bypass moderation, account restrictions, safety systems, or access controls are prohibited.
• Automated abuse or activity intended to degrade service reliability, trust, or user safety is prohibited.
• Uploading or linking material intended to infect, deceive, disrupt, or compromise users or PentPort systems is prohibited.

You may only post content you have the legal right to post.

• Do not upload or distribute content that infringes copyrights, trademarks, publicity rights, privacy rights, or other legal rights.
• Do not present someone else’s work, likeness, or brand as your own in a misleading or unauthorized way.
• Do not use PentPort to distribute pirated, stolen, or unlawfully obtained content.

When prohibited content or conduct comes to our attention, PentPort may take any action we consider appropriate to protect users, the platform, and the public.

• Remove or disable access to content.
• Issue warnings.
• Restrict account features or visibility.
• Temporarily suspend or permanently ban accounts.
• Preserve records for investigative or legal purposes.
• Refer matters to law enforcement, safety organizations, or other appropriate third parties where warranted.

PentPort may act based on severity, repeat behavior, risk to users, attempts to evade enforcement, credibility of reports, and the nature of the conduct at issue.

• These Rules apply generally to all Competitions hosted, sponsored, administered, or made available by PentPort through the Platform, unless a Competition-specific rules page, entry page, announcement, or prize table states additional or different terms.
• Competition-specific materials may identify the applicable start date, end date, entry deadline, scoring period, prizes, eligible instruments, leaderboard format, tie-breakers, entry limits, and other Competition details. Those Competition-specific details are incorporated into these Rules.
• Competitions may include simulated paper trading, leaderboard events, challenges, promotions, or other formats described by PentPort. For any trading-based Competition, trading is simulated paper trading only unless PentPort expressly states otherwise in writing. No real-money brokerage account is required to participate in a simulated trading Competition.
• No purchase necessary: Competitions are free to enter. Online entry may be available only to PentPort Competitive members, but users may also enter eligible Competitions for free by mail using the official PentPort mail-in entry form. PentPort Competitive membership provides access to the online entry method and other Platform features; it does not purchase Competition entries, improve odds of winning, increase prize eligibility, or provide any scoring advantage.
• Mail-in entry requirements: Each mail-in entry must include a completed form with the entrant’s first and last name, date of birth, account email, phone number, mailing address, account username, and the single Competition the entrant wishes to join. Only one Competition may be listed per form, and only one form per envelope or package will be considered valid.
• All rankings, prizes, eligibility determinations, and rule interpretations are subject to review by PentPort.
• PentPort may publish leaderboards, usernames, rankings, returns, scores, entries, and other Competition-related statistics in connection with any Competition.
• Displayed standings are preliminary until PentPort completes any integrity, eligibility, and fraud review it considers appropriate.

• You must be at least 18 years old and legally permitted to participate under the laws of your jurisdiction.
• You must provide accurate, complete, and current registration information.
• You must satisfy all eligibility requirements stated in the applicable Competition-specific materials, including any residency, timing, account-status, verification, or entry requirements.
• Employees, contractors, affiliates, immediate family members, and any person PentPort determines may present a fairness, compliance, or integrity concern may be excluded from any Competition.
• PentPort may require identity verification, residency verification, tax forms, and other information reasonably necessary to confirm eligibility before awarding any prize.

• One person may maintain only one Competition account. Multiple accounts, alternate accounts, duplicate accounts, shared accounts, or accounts created for another person are prohibited.
• This restriction applies to all Competitions and applies regardless of whether multiple accounts are created through different email addresses, devices, IP addresses, identities, household members, business entities, aliases, or third parties.
• If any participant or prize winner is found to have used, controlled, or benefited from multiple accounts, that participant may be disqualified and will not receive any prize.
• PentPort may disqualify all related accounts where it reasonably suspects coordinated or duplicate-account activity.

• You may not exploit or attempt to exploit delayed pricing, stale quotes, latency differences, feed irregularities, synchronization gaps, display timing issues, or mismatches between displayed and executable prices.
• You may not use bots, scripts, automation, macros, scraping, API abuse, simulated input tools, or other technical means to gain an unfair advantage unless explicitly authorized in writing by PentPort.
• You may not collude with other participants, coordinate activity, share accounts, buy or sell accounts, or otherwise manipulate standings, scores, entries, rankings, or prize outcomes.
• You may not exploit bugs, loopholes, unintended product behavior, rounding behavior, or Platform errors.
• You may not falsify identity information, evade bans or restrictions, impersonate another person, or use deceptive methods to conceal account ownership or control.

• PentPort may determine the scoring methodology, eligible activities, eligible instruments, market-hours treatment, corporate-action adjustments, tie-breakers, and leaderboard display format for each Competition.
• Competition-specific scoring details may vary by Competition and may be posted on the applicable Competition page, entry page, leaderboard, prize table, or announcement.
• PentPort may correct inaccurate balances, positions, fills, rankings, returns, scores, entries, or leaderboard results caused by data issues, technical issues, or rule violations.
• If PentPort identifies suspicious activity, it may freeze rankings, delay final standings, recalculate results, remove trades or entries, or disqualify participants.
• PentPort’s internal logs, device data, network data, and system records may be used to determine compliance and final standings.

• PentPort may investigate activity it suspects to be fraudulent, abusive, unfair, deceptive, manipulative, duplicative, automated, or otherwise inconsistent with these Rules or any Competition-specific terms.
• PentPort may request additional information or documentation at any time, including proof of identity, proof of residence, source-of-device information, or explanations of Competition activity.
• Failure to cooperate fully and promptly with an investigation may itself result in disqualification or prize forfeiture.
• PentPort may use automated and manual review methods to detect multi-accounting, collusion, unusual activity patterns, delayed-data exploitation, device overlap, IP overlap, VPN or proxy abuse, and other suspicious behavior.

• Some Competitions may offer prizes, rewards, recognition, or other promotional benefits, while others may not. Any available prizes will be described in the applicable Competition-specific materials.
• No prize is earned or payable unless and until PentPort confirms, in its sole and reasonable discretion, that the participant is eligible and complied with these Rules and all Competition-specific terms.
• PentPort may withhold, delay, deny, reduce, cancel, or reclaim any prize where it believes there has been cheating, rule evasion, unfair play, multiple-account activity, suspicious conduct, or a failure to satisfy verification requirements.
• If a prize winner is found to have had more than one account, that person will be ineligible for any prize.
• PentPort may require winners to sign affidavits, releases, tax forms, publicity releases where lawful, and other documents reasonably necessary before a prize is issued.
• Prizes are non-transferable except where PentPort expressly agrees otherwise in writing.

• PentPort is not required to honor results, rankings, fills, balances, scores, entries, leaderboard placements, or prize claims that arise from bugs, outages, incorrect prices, stale prices, delayed data, display errors, coding errors, feed interruptions, duplicate executions, or other system issues.
• Participants have no right to benefit from an error or exploit, even if the issue was visible on the Platform or temporarily affected a leaderboard or Competition result.
• PentPort may void affected trades or entries, reverse balances, restate rankings, suspend accounts, or cancel impacted portions of any Competition where necessary to preserve fairness and integrity.

• PentPort may suspend, restrict, or terminate your participation in any Competition at any time if it believes you violated these Rules, Competition-specific terms, the Terms of Service, or any applicable policy.
• Disqualification may occur with or without prior notice where PentPort believes immediate action is appropriate to protect the integrity of a Competition or the Platform.
• Disqualification may include removal from a leaderboard, ineligibility for current and future Competitions, forfeiture of prizes, and account restrictions on the Platform.

• PentPort may modify these Rules, Competition-specific terms, scoring methodologies, prize structures, eligibility criteria, or Competition mechanics where reasonably necessary for legal compliance, security, fairness, or Platform integrity.
• PentPort may suspend, shorten, extend, reschedule, or cancel any Competition if fraud, technical failures, legal issues, force majeure events, market disruptions, or other circumstances impair the intended administration of the Competition.
• PentPort will attempt to act fairly and transparently, but PentPort is not liable for any inability to complete a Competition as originally planned.

• Competitions are for promotional, entertainment, and educational purposes only and do not constitute investment advice, securities advice, brokerage activity, or a guarantee of future performance.
• Participation in a trading-based or paper-trading Competition is not the same as opening or using a brokerage account with PentPort Financial LLC, and no participant should treat any Competition as a securities account, advisory relationship, or professional trading service.
• Competitions are intended for amateur participants and hobbyists unless a Competition-specific page expressly states otherwise. Competitions are not marketed as professional investor, registered representative, investment adviser, or institutional trading competitions.
• Nothing in these Rules creates any fiduciary duty, advisory relationship, brokerage relationship, or customer account relationship between you and PentPort Social LLC, PentPort Inc., or PentPort Financial LLC.
• By participating, you agree that PentPort is not responsible for losses, missed opportunities, technical failures, delayed data, outages, leaderboard discrepancies, scoring discrepancies, or related issues, except where liability cannot be excluded by law.

• These Rules are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles.
• Any dispute, claim, or controversy relating to any Competition or these Rules shall be brought exclusively in the state or federal courts located in Delaware, unless applicable law requires otherwise.
• PentPort’s servers or operations in Virginia do not, by themselves, change the governing law or venue stated in these Rules.
• If any participant has non-waivable consumer rights under applicable law, these Rules will be enforced only to the maximum extent permitted by that law.

If you have questions about these Rules, Competition-specific terms, entry methods, mail-in entry, or eligibility, contact [email protected].